www.barclays.co.uk

My blog analyze the development trend in the business of the www.barclays.co.uk

Thursday, July 11, 2013
barclays homeowner app was released from barclays.co.uk, which undoubtedly brings users a convenient life. People can browse one of the UK's largest property databases and calculate borrowing and moving costs with this free Barclays Homeowner app. In addition, people can get direct access to estate agents and mortgage specialists. Our lives can become smarter and convenient in the near future.

    barclays.co.uk always provides considerate service. This barclays homeowner app can do property search, access useful search tools and optimized for your smartphone's touchscreen. Furthermore, it can do the calculations when it comes to mortgages and fees. It is free for users to download and easy to use, which offers a range of valuable services to help you find and buy your ideal home.

Tuesday, July 09, 2013
barclays.co.uk provides bespoke offers service for users with a slogan called "offers you want, when you want them". The only thing users should do is to input what they are looking for and where are they, and then they can enjoy their beautiful journey in barclays.co.uk.

    These offers are provided from hundreds of brands that people know and love. When click the icon of explore all offers, users can begin their experience in barclays.co.uk with comprehensive service. There are so many categories listed on the webpage including clothing and accessories, electricals, entertainment, food and drink, health and beauty, home and garden, kids, motoring, office and business, travel and other service.

    Such comprehensive service can not only makes users' lives easier, but also enriches their shopping choices. In addition, it brings huge visitor volume and economic benefit to barclays.co.uk.
Monday, July 08, 2013

barclays.co.uk has provide a new application. If users view their business and personal accounts together in Online Banking, they can now manage information together in the Barclays Mobile Banking app.

    People's accounts information are automatically protected in the event of fraud which enhance the use security as well as the frequency of utilization. This may, to some extent, improves users' loyalty to the products


barclays.co.uk has provide a new application. If users view their business and personal accounts together in Online Banking, they can now manage information together in the Barclays Mobile Banking app.

    People's accounts information are automatically protected in the event of fraud which enhance the use security as well as the frequency of utilization. This may, to some extent, improves users' loyalty to the products

Thursday, June 27, 2013
For the topic, we know that it is a company or a website in the United Kingdom. As a result the frequency of using or searching the web service is very high in the UK. On the map of the national and regional world web search volume of barclays.co.uk, the color of the United kingdom is very heavy and we nearly can not see web search volume in other countries for other countries don’t search the web service so frequently.

The United Kingdom’s web search volume is 100% and takes up the no.1 position among the list of national and regional web search of barclays.co.uk. There are also some European Countries on the list and the search volume of them is much lower than that of the UK.

Barlays.co.uk has developed into a national commercial bank and the branches spread over some European countries like France, Italy and Spain. This explains why these European countries are also on the list. Actually this bank provides these developed countries the financial business and only these developed countries are able to meet the financial requirements of the bank according to the search of Baidu.

From the list of the city web search volume rank, we see that Brentford is the fisr one on the list and the volume of it reaches 100%. Poplar is the second one and its search volume is 95%. The search volume of London is just 70%.

According to Baidu search, Brentford is famous for it is the center of national football match and the football match of the city had been supported by barclays.co.uk for many times. Another reason is that the branch of the bank is located there. Actually the branches of the bank are located in the top ten cities.


London doesn't get the leading position for the effect of the same famous bank, HSBC.

Monday, June 17, 2013

Global stock markets recently hit levels not seen since the dotcom boom of 2000, then tumbled after a dramatic sell-off in Tokyo. What should investors do? Pick up some bargains marked down in the sell-off? Or junk their investments ahead of a major crash? We show you how to be a DIY investor in five easy steps:

Step 1 Get informed

Despite the falls in Tokyo and smaller falls in London and New York, it is remarkable how much some shares have risen over the past year. EasyJet is up 165% and Lloyds 131%, although the worst-performing companies in the index, Eurasian Natural Resources and Evraz, are down 43% and 53%.

Of the 2,000 unit trusts available to small investors, Japanese ones, even after Thurday's falls, have performed best, followed by formerly bombed-out funds in Europe. For example, Artemis's European Growth fund is up 54% over the past year, while Legg Mason's Japan fund has risen by 110%. Among investment trusts it is a similar story, and not just in Europe and Japan. For example, Henderson's UK Smaller Companies investment trust has jumped 66% over the past year. Even the average fund invested in UK shares is ahead 34% over the year.

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Scores of websites will help you make decisions about investments. The Financial Conduct Authority, which replaced the Financial Services Authority, has a vast array of consumer information on investments, how to shop around, and your rights, although it won't give advice on where to invest.

To research shares, one of the easiest sites to use is Yahoo Finance at uk.finance.yahoo.com. Stockbrokers also have sites promising to hold your hand through the share-buying process, such as Hargreaves Lansdown (hl.co.uk), the Barclays Investor Zone (barclays.co.uk) and Halifax Share Dealing (halifax.co.uk). Or click on Guardian.co.uk/money where you can find factsheets on investing, live share prices and regularly updated news, plus the best free news archive online.

To find out about funds, take a look at trustnet.com, which hosts free data on the performance of thousands of unit trusts and investment trusts.

More experienced investors may want to try citywire.co.uk, a good‑quality, well-resourced news site for the more professional investor, providing updates on share prices, fund performance, top fund managers, directors' dealings, news archives and so forth.

Or you can talk to like-minded people keen to start investing. As book clubs do for literature, investment clubs bring together people with an interest in investing. Try proshareclubs.co.uk for information on clubs in your area. But don't be tempted by "free" investment seminars promising easy money from stock markets. You'll be pushed into paying thousands of pounds for information you can find free elsewhere on the web.

Step 2 Choosing an investment

Investing is about taking risk, but reducing that risk by spreading your money around and allocating your cash sensibly. So where do you start?

• How much can you afford to invest? Be realistic – it's better to pay down debts first, or perhaps pay into your company's pension scheme if the company also contributes. Do you have a lump sum to invest, or are you going to invest every month? Many experts say it is better to drip-feed your money into shares and funds over the long term, to help iron out the rough and smooth periods.

• What's your timeframe? If you're under 50 and saving for a pension, then it's sensible to take higher risks and invest knowing you won't need the money for 10 years. If you're saving for a mortgage deposit in a couple of years, then don't put your cash in just a few shares that might be plummeting when you need to cash in.

• Diversify your investments. Mix and match some blue-chip shares in big, safer companies with smaller investments in riskier, but potentially higher growth, smaller ones. Put money into emerging markets – but not everything.

Japan was the laggard of the last two decades but even after the falls late this week has been the strongest market of the last 12 months. If you had a small allocation in Japan, at least you'd be enjoying some of that gain. Meanwhile the Shanghai market is below where it was a year ago - so may be a better bet for the year ahead.

• Consider ethical funds. Of the big ones, Standard Life Investments' European Ethical fund has notched up a gain of 44.3% over the last 12 months, while over three years its UK Ethical fund has returned 75%.

Step 3 How to buy and sell

To buy or sell shares, there are dozens of online "execution only" brokers with relatively low charges.

Expect to pay commission and a possible annual fee for holding the shares for you (called custody), with charges dependent on how frequently you trade. Halifax Share Dealing, Saga (provided by Barclays) and Hargreaves Lansdown all charge £11.95 per trade. They claim you can open an account and start trading within minutes, once you've made a minimum initial deposit.

To buy or sell funds, your best bet is the investment "platforms" that allow you to buy, sell and manage all your investments – including Isas and self-invested personal pensions (Sipps) – in one place online.

The biggies here are Alliance Trust's i.nvest platform, Hargreaves' Vantage and Fidelity's fund supermarket (which sells a wide range of funds, not just Fidelity's). These are not just platforms for buying – for example, Fidelity offers lots of guided portfolios and "expert picks" for the novice investor.

Step 4 Keep the charges low

It's easy to waste money on unnecessary charges. The number one rule is: avoid the daft "initial fee", which can be up to 5.5% of the sum you are investing.

If you put £5,000 in, say, the UK's biggest fund, Invesco Perpetual High Income, then £250 will go out the door in initial charges, plus another 1.5% of the value of the fund every year in annual management charges.

The fund platforms named above will discount most initial fees to zero and there are discount broker sites such as chelseafs.co.uk and bestinvest.co.uk that offer funds cheaply. Cavendish Online is probably the cheapest place to buy, as it gives a rebate of not just the initial charge but also part of the annual charge as well.

Generally, buying direct from a fund management company is a bad idea, as you will have to pay the hefty initial charges, but some are offering DIY investors better deals. Fundsmith.co.uk, sells its top-performing global equity fund to small investors for a 1% charge.

Step 5 Monitor and move

You should think of investments in shares and funds as long-term and avoid trading regularly, as your returns will be eaten up with charges. But use the huge variety of online tools to keep an eye on your portfolio. Many will allow you to switch from one fund to another for a charge of around 0.25%.




Thursday, June 13, 2013

For the past two years, eBay has managed to meet or beat analysts’ earnings estimates in each and every quarter, in most cases beating the estimates. This, coupled the 55% uptrend in its stock over the past 12 months, has stirred a lot of growth.


eBay’s growth story has been overdone. If anything, what we are seeing today is what many would call the tip of the iceberg. eBay’s growth story just begins; there is still much more to come.

PayPal’s role in eBay’s future growth cannot be overlooked. In the past quarter, sales from the PayPal unit grew 18% to $1.5 billion. And in fiscal 2012, PayPal accounted for 15% of the 1 trillion e-commerce transactions, processing transactions totaling to $145 billion.

On the other hand, eBay has put its focus into small business so as to ward off pressure from other competitors such as Amazon. eBay also keenly set its eyes on mobile. Since more and more consumers switch from PC to mobile to do online shopping.